Our conclusion

The products Ceta distributes continue to provide fair value to customers within their intended target markets.

No products required remedial action, and our existing distribution arrangements remain appropriate and effective in supporting good customer outcomes.

What we reviewed

Our assessment drew on:

• Our management information and customer outcome data
• Our distribution arrangements
• The Fair Value Assessments provided by our insurer partners

Making sure products reach the right customers

We reviewed product eligibility criteria, target market alignment and product design. The controls built into our quotation systems, supported by our insurers' underwriting criteria, help ensure products are only offered to the customers they're designed for.

Additional covers

We also reviewed products that include additional covers, such as Legal Expenses Insurance. We're satisfied these continue to provide fair value and don't create unnecessary duplication of cover.